At home for loan advice

LOUISE Kime from Choice Home Loans in Emerald offers experience and personal service for home owners.
Old-fashioned “any time, any day” service is what keeps customers coming back.
Louise previously worked for 12 years as the local lending manager in the Emerald and Monbulk areas and now, in partnership with Choice Home Loans, Louise is able to provide to the local community that same old-fashioned accessibility — long forgotten by the banks.
“The days when you could walk into your local bank branch and request to see a lender now seems a distant memory,” she said.
Louise believes she only survives in the lending business by providing a service where people can access her personal service any time of the day, supported by her experience and wealth of home loan information.
Louise advises home owners and those looking to buy into the market, not to panic about the recent rate rise but should consider a rate hike a “call to action” to make sure they have the right home loan.
She advises they should take a look at their current mortgage arrangements and if they don’t like what they see, make a shift to a basic, no frills variable loan or consider a fixed rate option.
“Maybe consider depositing your savings direct into the home loan, (where redraw is available), immediately reducing the loan balance and interest exposure. The possibilities are endless,” she said.
“Home owners should remember that even with the previous .25 per cent rate rise, the lending industry is still enjoying the lowest home loan rates in 30 years.”
Those wanting to buy into the market should take the opportunity to find out what Choice Home Loans in Emerald has to offer by calling Louise Kime on 0414 709 804, or by dropping into her office at 347 Main Road, Emerald.